Typically, after an auto accident, you’ll need to get your car repaired. But, will your insurance cover the auto repair after a car accident? In most cases, various factors come into play when trying to get your car repaired after a car accident. Like, what does Florida’s No-Fault Law cover? Or, you have extra coverage to help repair damages?
In any case, dealing with an auto accident is stressful. And, knowing the right steps to take is important. So, don’t handle a car accident alone, talk to an auto accident attorney. Because they can help guide you through the system. As well as, make sure you receive the compensation you deserve.
What Does No-fault Insurance Cover After An Accident?
As for a “no-fault” state, every driver must carry their own auto insurance. As a result, your insurance company will cover things like medical bills and lost wages regardless of fault. Yet, the coverage will only cover up to the limits of your policy. And, most policies go up to $10,000. As for your auto repairs, you would need a separate policy for coverage.
Collision Insurance And Auto Repairs
Considering, Florida’s minimum insurance requirements don’t include collision. Some Florida residents don’t carry this insurance. Yet, it could help cover your auto repairs despite who caused the accident. Now, collision insurance will cover your auto repairs after a crash like:
- Another driver crashes into you.
- You reverse into another car.
- You’re involved in a rollover accident.
- You collide with a pole, tree, building, pothole, or curb.
Usually, these policies have deductibles. And, you would need to pay it before the insurance company will cover the repair costs.
Comprehensive Insurance And Auto Repairs
Incidentally, most people confuse collision insurance and comprehensive insurance coverage. While each of these insurances protect your car, their protection is different. In fact, in the industry, they refer to it as OTC or other than collision. Instead, your comprehensive insurance will cover auto repairs for:
- Natural Disasters
- Vandalism
- Theft
- Impacts with Animals
- Falling Objects
- Broken/Shattered Windshield
- Fires or Explosions
CONTACT A TAMPA AUTO ACCIDENT ATTORNEY
In short, after a car accident, you may not know your rights. Above all, don’t struggle through the process alone. Actually, our personal injury team is here to help you with any legal needs you might have regarding your accident.
Lastly, let RHINO Lawyers answer your questions and review the facts of your case with a Free Consultation. So, get started by completing the “Free Instant Case Evaluation” or by calling us any time, day or night, at 844.329.3491.
